> GooFuture | China Vehicle Claims, Valuation & Transfer Data API

China Vehicle Claims, Valuation & Transfer Data API

Enter one VIN to link vehicle claim records, model and trim information, insurance district and month, used-car valuation and ownership transfer records.

For auto insurance underwriting, used-car trading, financial risk control and pawnbroking, we unify vehicle risk data from multiple sources into a one-call, standardised JSON delivery capability.

No need to stitch together insurance, model, valuation and transfer sources yourself.

Enterprise solution enquiryJSON APIAgency revenue sharing

Vehicle risk data record Claims · model · insurance · valuation · transfer
Static demo · Sample data · Masked
Query key
VIN (17 characters)
Generated at
—
MatchedParsed
OverviewClaimsModel & trimInsuranceValuationTransfer

Query key 1

1 LFV2A28U******1234 VIN (masked, first 8 and last 4 characters kept)
Data sources
Vehicle risk data aggregation
Resolve
Linked

Master vehicle entity parsed

VW Lavida
2021 1.5L Automatic Comfortline
Brand / series
VW / Lavida
Model year
2021
Displacement / transmission
1.5L / Automatic
Policy region
Guangdong, Guangzhou, Tianhe District
Policy month
2023-06
Used-car valuation
Approx. ¥86,000 – ¥94,000
5Core vehicle data capabilities
1One VIN links multiple sources
17 charactersStandardised VIN input
MaskedAll sample data masked

The data can be found at each individual source, but it is far from being "ready for a business system".

The real problem isn't whether the data exists, but how to turn data scattered across auto insurance, vehicle models, policy underwriting and used-car valuation sources into vehicle risk results your business systems can fetch in one call and link reliably.

Raw data scattered across multiple sources Claims / model / insurance / valuation / transfer
001Vehicle claim dataClaims summary · Damaged part
002VIN model & trim dataBrand / series / model year
003Insurance district & monthPolicy region · policy month
004Used-car valuationMileage / city valuation
005Transfer recordsCount / date / region
Vehicle risk record aggregation One call · five data types Aggregated, normalised and delivered
  1. 01

    Data is scattered

    Claims, model, policy underwriting, used-car valuation and transfer records come from different sources and definitions, so your systems have to stitch them together.

  2. 02

    Inconsistent definitions

    The same vehicle is named, timed and covered differently across sources, making direct comparison hard.

  3. 03

    Hard to query programmatically

    Most sources provide pages or files, so getting structured results in bulk by VIN means doing your own parsing and modelling.

  4. 04

    Maintenance costs keep piling up

    Source updates, field changes and coverage shifts all require long-term engineering effort, and missed updates easily distort risk conclusions.

From scattered vehicle sources to a directly callable risk record

A VIN passes through six auditable stages to become stable, structured, linkable vehicle risk JSON.

01

Collect

Continuous sync with insurance, model, policy and valuation sources

source.capture()
02

Clean

Unifies field naming and time granularity formats

parse · dedupe
03

Normalize

Unifies claim / model / insurance field naming

schema.map()
04

Relate

Establishes links between the VIN and all five data types

graph.link()
05

Aggregate

One call returns claims / model / insurance / valuation / transfer

aggregate.v1
06

Deliver

Delivered to your business systems via a stable REST API

json_api.v1

You don't have to maintain parsing, alignment and updates across multiple sources.Call the API and use the results directly.

One API covering the core vehicle risk data scenarios

Below are sample request parameters and response data for each capability (all masked, for illustration only). Your consultant provides the exact integration fields and authentication details in the onboarding documentation; technical API specifics are not shown on this page.

Vehicle claims summary and damaged part lookup

Underwriting and claims risk control

Enter a VIN to get the vehicle claims summary and damaged parts — for pre-quote risk screening and used-car dealer risk control.

  • Number of claims
  • Claim year
  • Damaged part
  • Claim type
  • Claim status

Insurance quoting · claims pre-screening · used-car dealer risk control · pre-loan review

Input VIN = LFV2A28U******1234
Masked sample · Response dataExample
{
  "vin": "LFV2A28U******1234",
  "claim_count": 2,
  "claims": [
    { "year": 2022, "part": "Front-left headlight", "type": "Collision", "status": "Closed" },
    { "year": 2023, "part": "Front-right fender", "type": "Collision", "status": "Closed" }
  ]
}
Capability 02

VIN model & trim lookup

Enter a VIN to get brand, series, model year, displacement, transmission and other trim details.

InputVIN = LFV2A28U******1234
ResponseVW / Lavida / 2021 / 1.5L / Automatic
Brand · series · model year · displacement · transmission
Capability 03

Insurance district & month lookup

Enter a VIN to get the policy province, city, district and policy year/month.

InputVIN = LFV2A28U******1234
ResponseGuangdong, Guangzhou, Tianhe District · 2023-06
Policy province · city · district · month
Capability 04

Used-car valuation

Enter brand, series, model year, mileage and city to get a valuation range and reference price.

InputLavida / 2021 / 32,000 km / Guangzhou
ResponseApprox. ¥86,000 – ¥94,000
Brand · model year · mileage · city · valuation
Capability 05

Vehicle transfer record lookup

Enter a VIN to get the transfer count, most recent transfer date and transfer region.

InputVIN = LFV2A28U******1234
Response3 transfers · latest 2022-08 · Hangzhou
Transfer count · date · region

This data can flow into your real business processes

Not another back office to open, but vehicle risk results where insurance, used-car and finance work actually happens.

Insurers / agents

Fetch claim and insurance district data up front during quoting and underwriting to support risk pricing and business growth.

VINVehicle Data APIRisk pre-screening

Used-car dealers / 4S stores

Verify model, claim and transfer records when acquiring or trading in vehicles to support pricing and condition reports.

VINVehicle Data APICondition conclusion

Finance / leasing

Use claim, valuation and transfer data before and after lending to support credit decisions and asset monitoring.

VINVehicle Data APIRisk control data

Pawnbroking / auction

Combine model, valuation and transfer records during valuation and disposal to speed up appraisals.

InputsValuation APIReference price

Data and system integrators

Embed all five vehicle risk data types into your own product and offer a unified vehicle record capability.

VINAggregated APIStructured datasets

Agency partnership: earn commission by call volume

A vehicle data capability built for agency partners. You handle customer acquisition and account management; we provide the data, APIs and after-sales support, with revenue shared by call volume.

Who it suits

  • Insurance agents / broker teams
  • Used-car markets and dealer alliances
  • Auto finance and leasing institutions
  • Automotive aftermarket SaaS and system vendors
  • Integrators with automaker client resources

What you can deliver

  • Vehicle claims summary and damaged parts
  • VIN model, trim and specification
  • Insurance district & month
  • Used-car valuation range
  • Vehicle transfer records

All sample data on this page is masked and shown for illustration only; live data is governed by the onboarding documentation and compliant authorisation.

Sample data comes from vehicle risk data aggregation, masked item by item

Below are Masked capability samples, with VINs showing only the first 8 and last 4 characters; damaged parts, policy regions, valuations and transfer details are demo samples only,representing no real vehicle or owner。

CapabilityInput (masked)Response (masked sample)
Claims summaryLFV2A28U******12342 times · front-left headlight / front-right fender
Model & trim lookupLFV2A28U******1234VW Lavida 2021 1.5L Automatic
Insurance district & monthLFV2A28U******1234Guangdong, Guangzhou, Tianhe District · 2023-06
Used-car valuationLavida / 2021 / 32,000 km / GuangzhouApprox. ¥86,000 – ¥94,000
Transfer recordsLFV2A28U******12343 times · latest 2022-08 · Hangzhou
The above are masked demo samples. The full field structure and the request/response definitions for all five capabilities are archived in vehicle_data_sample.json for internal review.

The Vehicle Data API supports further analysis

  • Claim frequency and damaged-part distribution
  • Model & trim normalisation
  • Policy region distribution
  • Valuation range modelling
  • Transfer frequency risk
  • Multi-source data linking

The value of an API is more than "returning data to you"

GooFuture's core value lies before the data reaches the API: turning vehicle data scattered across insurance, model, policy and valuation sources into a vehicle risk data model that is program-friendly, linkable and maintainable.

Aggregate

All five data types in one response

Aggregates claims, model, insurance, valuation and transfer into a single vehicle risk record, cutting repeated queries.

Five sources → one record
Resolve

Unified linking by VIN

Uses the VIN as the key to link multi-source vehicle data for easier matching and comparison.

Multiple definitions → unified entity
Structure

Field standardisation

Unifies field naming and granularity for damaged parts, model and trim, insurance district and valuation.

Source text → standard fields
Flag

Masking and compliance

All sample data is masked; live access requires authorisation and compliance.

Raw data → compliant delivery
Update

Continuous sync

Continuous sync as sources update, cutting your maintenance costs.

Source → sync

From enquiry to your first API call in just three steps

The above is an illustrative flow. Your consultant will propose an integration plan based on data scope, call volume and delivery method; onboarding documentation is not shown on this page.

  1. 01

    Contact a consultant

    Scan the QR code to add us on WeCom and tell us your business scenario, the data you need and your expected call volume.

  2. 02

    Confirm the plan

    Confirm endpoint scope, data fields and delivery method; agency partners also confirm the revenue-share terms.

  3. 03

    Start integration

    Get integration materials and usage details, then wire the JSON results into your insurance, used-car or finance product.

Integration overviewResponse sample
Example Input VIN → Returns a vehicle risk record
{
  "vin": "LFV2A28U******1234",
  "model": "VW Lavida 2021 1.5L Automatic",
  "claim_count": 2,
  "valuation": "Approx. ¥86,000 – ¥94,000"
}
Masked sample · JSON responseExample
{
  "transfer_count": 3,
  "insurance_area": "Guangdong, Guangzhou, Tianhe District",
  "insurance_month": "2023-06"
}

From testing to production

Choose a plan by call volume, batch capability and enterprise support. Your consultant provides pricing and agency revenue-share rates based on your business needs.

Basic

For API testing and product validation

Contact a consultant
Monthly requests
100
Core capabilities
Claims / model / insurance
Rate limits
Basic rate limiting
Agency revenue share
Negotiable

Standard

For dealers and small teams

Contact a consultant
Monthly requests
5,000
Core capabilities
All five capabilities
Rate limits
Standard rate limits
Agency revenue share
Negotiable

Enterprise

For platforms, data companies and large agencies

Contact a consultant
Monthly requests
High-volume usage
Data delivery
Incremental data push
Customisation
Field / dataset
Agency revenue share
Dedicated terms

The questions worth confirming before integrating a vehicle data API

Straight answers on capability scope, masked samples, agency partnership and commercial integration.

Is the data on this page real?

All VINs, damaged parts, policy regions, valuations and transfer details on this page aremasked demo samples, with VINs showing only the first 8 and last 4 characters, representing no real vehicle or owner. Live data is governed by the onboarding documentation and compliant authorisation.

What vehicle data can these APIs return?

Five core capabilities are planned: vehicle claims summary and damaged parts, VIN model and trim information, insurance district and month, used-car valuation, and vehicle transfer records. See the Data capabilities section for request parameters and response fields (all masked samples).

What parameters do I need to pass?

Claims, model and trim, insurance district and month, and transfer records all use VIN (17 characters) as the query key; used-car valuation uses brand, series, model year, mileage and city as inputs. See the onboarding documentation for exact fields.

How often is the data updated?

Vehicle risk data syncs continuously as sources update. See the onboarding documentation for exact update frequency and coverage period; the formal service description prevails.

Can I become an agency partner and earn commission?

Yes. We offer agency partnerships to auto insurance, used-car, financial and system integration partners, with revenue sharing based on your customers' actual call volume. You handle customer acquisition and account management; we provide the data, APIs and after-sales support. Contact a consultant to confirm the exact terms.

Can I integrate the data into my own product?

Yes. The Vehicle Data API can be used in internal systems and integrated into auto insurance quoting, used-car trading, financial risk control and automotive aftermarket SaaS products; commercial usage is governed by the applicable plan and service agreement.

Why are technical API details not shown on this page?

This page is a product and capability showcase. Endpoint URLs, authentication and field-level technical documentation are provided by your consultant during onboarding and are not published, which protects API security and allows delivery to be tailored to each customer.

How is data compliance ensured?

Live data access requires compliant authorisation; all samples on this page are masked and never reveal identifiable vehicle or owner information. Specific compliance requirements are governed by the onboarding documentation and service agreement.

You no longer stitch together insurance, model, valuation and transfer sources yourself.

From multi-source collection to VIN linking, field standardisation and masked delivery — we handle it all. Your systems just call the API.

Enterprise consultant onboarding · agency revenue share · JSON responses

Add us on WeCom for a data plan

Scan to contact Robert about the data you need, your call volume and agency revenue-share terms.

WeCom QR code for Robert, GuoChuang Tech solutions consultant

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